What does underinsurance mean? Underinsurance is when a policyholder does not have adequate insurance cover for their needs. For example, in the event of a claim this means that the claim amount exceeds the homeowners sums insured on their policy. This results in a shortfall for the policyholder meaning a financial loss. There are a […]
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Listed Building Status Classification of a listed building is by address and includes a description of the ‘schedule’ which highlights features of notable interest. This schedule is however as a guidance note for planners and any features not listed do not mean they are not included. The listing of a building or group of buildings is
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What’s On Top? Whilst many of us live under a thatched roof, all too often we understand very little about the materials used on the roof. The average thatch owner does not need to have comprehensive or technical knowledge, but an understanding of some of the features of your particular type of thatch would not
Subsidence: The Root Of The Problem It has to be every householder’s worst nightmare – your home – the largest single asset you own, suddenly loses its market value because of the problem of subsidence. Most homeowners are completely unaware of the problems that trees and in particular, their spreading roots can cause. They may
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